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Creditchecks.com Contract
Creditchecks.com
127 N 39th Street
Omaha, Nebraska
68131
CREDITCHECKS.COM CREDIT REPORT CONTRACT
PLEASE READ, THIS AGREEMENT IN ITS ENTIRETY, BY SIGNING THE AGREEMENT
CLIENT AGREES TO ABIDE BY THE TERMS AND CONDITIONS AS SET FORTH BELOW.
CREDITCHECKS.COM (PROVIDER) and
______________________________________________________________ (CLIENT)
agree:
PROVIDER shall furnish at CLIENT’s request a
credit report relating to CLIENT’s applicants for
business purposes only. The information will include a credit report on CLIENT’s applicant.
CLIENT agrees to request and use services from PROVIDER only in
transactions that relate to the applicants of CLIENT. CLIENT agrees to
maintain the confidentiality of all information in connection with the
services. CLIENT shall disclose reports on the CLIENT’s
employees for business purpose only and relative to the duties performed by
CLIENTS employees for which the services are requested.
CLIENT agrees to pay PROVIDER fifteen dollars and ninety-five cents
($15.95) for each applicant request sent by fax and sixteen dollars and
ninety-five ($16.95) for each applicant request that must be mailed or
emailed. CLIENT understands that the standard report does not include a
Beacon (credit) score. Cost for a report that includes a Beacon Score is
seventeen dollars and ninety-five cents ($17.95) per person if report can
be faxed or eighteen dollars and ninety-five cents ($18.95) per person if
report needs to mailed or emailed. CLIENT agrees to pay all charges within
fifteen (15) working days following receipt of faxed or mailed invoice, a
twenty five dollar ($25.00) fee will be applied each month to all accounts
that are past due or not paid in full. CLIENT understands that any unpaid
account past 180 days will be placed on the CLIENTS personal credit report
as uncollectible. A twenty-five dollar ($25) charge will be assessed for
any NSF check received.
CLIENT agrees to respect the privacy of your applicants in regards to the
handling of the confidential information provided by PROVIDER. CLIENT
acknowledges the importance of maintaining the confidentiality of reports
and agrees to comply with the law regulating the use of CLIENT reports. All
parts of the credit bureau report are to be held in confidentiality. CLIENT
agrees NOT to discuss any of the contents or subject matter of these
reports with the applicant. The information received is of a sensitive
nature and the report may not be given to the applicant. Illegal use of PROVIDER’s services is a felony.
PROVIDER does not guarantee the accuracy or completeness f the information
given and PROVIDER, its officers, agents, representatives, and employees
shall not be liable for any claim, injury, or demand resulting from
services given. CLIENT shall hold harmless and indemnify PROVIDER for any
and all costs, demands, or liabilities, which may be brought against
PROVIDER for improper use of the services by CLIENT and information
furnished by CLIENT in violation of the Fair Credit Reporting Act.
PROVIDER and CLIENT agree to comply with all applicable federal, state,
and/or local laws, statutes, and ordinances. Both parties agree to comply
with all requirements under the Fair Credit Reporting Act. Both parties
shall exercise its best efforts to insure the accuracy and reliability of
report information and confidentiality in use of the reports. CLIENT shall
not access reports for curiosity and shall not reveal contents of reports
to any individual unless authorized. CLIENT agrees to inform applicant that
a credit report will be obtained and will require applicant’s signature
acknowledging that fact. In each situation where an applicant is denied or
has an increased cost of tenancy of services due n part or in whole to
information furnished by PROVIDER, CLIENT shall inform the applicant of the
following:
1. The decision was based in whole or in part on information furnished by
PROVIDER;
2. The applicant has the right to receive a copy of the credit information
from Equifax;
3. CSC Equifax Credit Services, Inc. may be contacted at P.O. Box 674402,
Houston, TX 77267-4402;
4. The application will be reconsidered should any disparaging information
be corrected;
5. CLIENT shall not provide a copy of the report to
the applicant.
CLIENT may not assign this agreement.
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